What Is Insurance?

What Is Insurance? Most people have some kind of insurance: for their car, their house, or even their life. Yet most of us don’t stop to think too much about what insurance is or how it works. Put simply, insurance is a contract, represented by a policy, in which a policyholder receives financial protection or … Read more

Best Digital Insurance Providers

These days, it seems like everything can be done online, from visiting with your doctor via video to ordering groceries in an app. Buying insurance is no different; in fact, there are many digital insurance companies that offer online and app-based services. For many customers, there is no need to even speak with an agent … Read more

5 Insurance Policies Everyone Should Have

Protecting your most important assets is an important step in creating a solid personal financial plan, and the right insurance policies will go a long way toward helping you safeguard your earning power and your possessions. In this article, we discuss five policies you shouldn’t do without.  KEY TAKEAWAYS Choose a disability policy that provides enough coverage to … Read more

How to Easily Understand Your Insurance Contract

There are certain types of insurance most people need to have. For example, if you own a home then homeowner’s insurance may be standard. Auto insurance covers your vehicle while life insurance protects you and your loved ones in a worst-case scenario. When your insurer gives you the policy document, it’s important to read through it carefully … Read more

4 Types of Insurance Policies and Coverage You Need

We can’t prevent the unexpected from happening, but sometimes we can protect ourselves and our families from the worst of the financial fallout. Selecting the right type and amount of insurance is based on your specific situation, such as children, age, lifestyle, and employment benefits. Four types of insurance that most financial experts recommend include … Read more

Does Home Insurance Cover My Foundation?

Here’s what happens if your foundation needs repair:Your home insurance can cover damage caused by sudden, accidental events.These include falling objects, vehicles crashing in and other perils outside your control.Coverage for damage from floods — and, in some states, earthquakes — requires separate policies.Insurance does not cover wear and tear, like settling and cracking from … Read more

How Can I Save Money on My Home Insurance?

Here are some ways to save and lower your premium:Use the same insurance carrier for all your policies to maximize bundling discounts.Consider raising your deductibles, or the amount you pay out of pocket on claims.Think about getting a security system and fire alarm. Q:Question I love a good deal as much as the next person, … Read more

Bundling home and auto insurance: convenience at a discount

Progressive makes it easy and affordable to bundle home and auto insurance and save with one company. When you bundle with us, you’ll earn a multi-policy discount if you have an auto policy and home, condo, or renters insurance with us.Δ(See Disclosure) We make it simple to get a bundled quote, even from your phone. In addition to auto … Read more

What is a Certificate of Insurance (COI) and Do I Need One?

Quick Take: Why did the coverage on my home increase this year?A COI is a statement of coverage issued by the company that insures your business.Usually no more than one page, a COI provides a summary of your business coverage.It serves as verification that your business is indeed insured.Potential clients may request a COI as … Read more

Is Homeowners Insurance Required if I Own a Home?

Here’s what you should know:You’re not required by law to have home insurance, but banks do require it as a condition of your mortgage.Home insurance can help you protect yourself from enormous financial loss.It can also help cover the cost of paying for bodily injury to others or damage to their property. Q:Question I realize … Read more